National Institute of Bank Management (N.I.B.M), Kondhwe Khurd, NIBM P. O., Pune 411 048, Maharashtra.

National Institute of Bank Management

Introduction: The National Institute of Bank Management is a Premier Institution for Research, Training and Consultancy in the Field of Banking and Finance in India

The forces of change shaping the banking and financial system worldwide are fundamental and constant. The intense competitive pressure on the financial system has generated a variety of products and services to meet the specialized needs of millions of customers. The impact of these changes in the international financial system was felt in India in the early nineties when she initiated the process of integrating her economy with the global economic order. This ushered in the phase of financial sector reform in our country.

Reforms, which are primarily aimed at aligning the Indian banking system to the international best practices, are having lasting effects on the entire fabric of the Indian financial system which is presently undergoing a major phase of metamorphosis. While reflecting on the dynamics of this change and its implications in the management of banks, one need not emphasize the phenomenal growth profile of the Indian banking industry in retrospect and prospect in terms of business, branch network, etc. Correspondingly, the average population served per bank branch came down significantly.

The cultural diversity, vast geographical spread and federal character of the country are amply represented in the complexity of the banks’ operations. There has been a perceptible change in the environmental scenario in banking and finance since the early nineties, and, consequently, managing these institutions efficiently is a major and continuous challenge.

Vision of the Institute: The National Institute of Bank Management will be the trustee for India for helping to create world-class, competitive banking and financial services capabilities. The Institute would endeavor to offer knowledge-based products and services in the field of bank management that are as good as, if not better than the best in the world. While much of the products of NIBM would be of universal interest, there would also be a focus on the legal and institutional aspects specific to India. NIBM will be the preferred partner for enabling vision, strategies, organization, systems, technical, managerial and leadership competencies in the banking and financial sector, so as to help retain a high share of the domestic market, as well as capture a significant share of the global market.

Academic Activities



Training Programmes


The Institute conducts a large number of educational and training programmes (about 150) each year. Apart from general management, programmes are conducted in all functional areas of bank management. NIBM’s programmes are customized to the needs of banks and financial institutions in India as well as groups of other developing countries. On request, the Institute conducts offshore training programmes too. Due to the wide research base and close and continuous interactions with banks and financial institutions, most of the Institute’s programmes are a class by themselves. The programmes are tailored to the needs of bank personnel ranging from chief executives to the middle management. Themes, objectives, duration and level of participation of programmes vary, hence the institute’s programmesmay be classified into the following groups :


General Management Programmes
Annual Conferences and Seminars on topical issues
Special Conferences and Seminars
Training Programmes on Functional Areas
Finance
Human Resource Management
Information Technology
Marketing ManagementMoney & International Finance
Rural Finance & Development
Strategic Planning, Management & Control
Trainers’ Training Programmes
In-company Sponsored Programmes
International Programmes
Other Programmes



Earlier Emphasis
LONG DURATION GENERAL MANAGEMENT PROGRAMMES essentially educational programmes, aimed at raising the professional management skills of middle and senior level executives used to be the core of NIBM’s training activity.

The Bank Management Programme (BMP) was meant for middle level bank and finance executives. This programme was comparable to a university run one-year MBA programme. However, it was specially designed for the needs of banks and the financial institutions. It was an intensive, residential programme comprising 20 course with an average of 40 hours of classwork. Besides, each participant was required to carry out a research project on a problem selected by the top executives of his/her bank and submit a dissertation. On successful completion of both the course work and the project work, the participant was awarded a post-Graduate Diploma in Bank Management. This programme was open to foreign participants also.

The Management Education Programme (MEP) was meant for executives who were just entering into the senior management cadres. Its duration was six weeks and covered all functional areas of bank management.

RECENT SHIFT focus has now shifted from long to short duration training programmes.


SHORT DURATION GENERAL MANAGEMENT PROGRAMMES aim at sharpening the perspectives and skills of the senior and top management cadres in banks and financial institutions.

ANNUAL CONFERENCES AND SEMINARS ON TOPICAL ISSUES are one of the major NIBM strategies to provide a forum for discussing the basic as well as current concerns at the various levels of senior and top management. These conferences are generally meant for specific groups of executives who are responsible for a particular role in their respective organizations. The focus of the following conferences changes each year and is usually decided in consultation with the participating executives.


Top management Conference (for Chairmen of Public Sector Banks)
Conference of Executive Directors
Top Management Seminar (for General Managers)
Conference of Chairmen of Private Sector Banks
Principals’ Conference (for chief of the training system
Conference of Chiefs of Inspection
Conference of Chiefs of Computer Policy and Planning

Departments
Conference of Chiefs of Priority Sector Credit
Conference of Chiefs of Personnel/Industrial Relations/HR
DConference of Chiefs of Planning
Conference of Chiefs of Lending

SPECIAL CONFERENCES AND SEMINARS are held on important emerging issues on banking policies or problems, the participants being executives who are responsible for formulation or implementation of policies. In-depth research and analysis precede such conferences. Some such recent conferences were :
Top Management Seminar on Liberalization and its Implications on Banking and Finance
Seminars on the Report of the Committee on the Financial System
Conference on Planning for Development of Villages
Top Executive Seminar on Bill Financing in India
Top Executive Seminar on Current Accounting Practices in Commercial Banks in India
Conference on Capital Market and Financial Services
Conferences on Emerging Issues in Corporate Financing,
Prudential Norms, Capital Adequacy, Banking Reforms
Conference on Industrial Restructuring
Conference of Trade Union Leaders

TRAINING PROGRAMMES ON FUNCTIONAL AREAS comprise the major part of NIBM’s training activities. Usually these programmes cater to the needs of executives functioning in specific areas. Selected programme titles given below indicate the type and range of programmes.

Programmes on Finance
Project Finance
Advanced Credit Management
Emerging Financial Services
Merchant Banking and Financial Services
Funds Management
Risks Management
Asset Liability Management
Treasury Management
Factoring and Forfeiting Services
Derivative Products
Bond Portfolio Management
Leasing and Hire Purchase
Concurrent Audit
Financing SMEs
Retail Banking

Programmes on Human Resources Management
Human Resources Development : Systems and Processes
Management of Industrial Relations
Quality Circles
Personnel Policy formulation
Stress Management
Assessment of Training Needs
Leadership and Team Building
Designing Employee Development Centre
Designing Career and Succession Planning
Stress Management - Employee Counselling
High Impact Leadership
Linking HR Interventions to Business Concerns
Special Programmes for Women Managers
Application of HR Tools and Techniques
Workshop on Emotional Intelligence
Developing Need Based Training System
Interpersonal and Communication Skills to Develop Customer Base
Developing Customer Complaints Handling Systems
Personality Development for Women Executives, and
Management Development Programme for Women Executives

Programmes in InformationTechnology
Software Quality Assurance and Software Audit
IS Audit and IT Risk Management
Software Project Management
Design and Development of Web-based (Internet/Intranet) Applications
Client/Server Information Systems (with special reference to VB/D2K and Oracle)
Internet Banking
Data Warehousing, Data Mining and AI Techniques
Management Decision Making using Spreadsheets
Computer Based Information Systems

Programmes on Marketing Management
Marketing and Market Research
Customer Satisfaction
Rating of Bank Branches on Customer Services
Marketing for Business Growth
Marketing Management
New Product Development
Competitive Strategies
Customer Focused Banking
IT Approach to Marketing

Programmes on Money and International Finance
Economic and Financial Analysis for Bankers
Analysis of Economic Environment for Planning
Analytical Methods for Economic Intelligence
International Capital Markets
International finance, Trade and Banking
Banking Business Abroad: an Advanced Level Programme on International Banking

Programmes on Rural Finance and Development
Agricultural Research with Commercial Banks
Microfinance
Commercial Agriculture
Innovative Banking
Empowerment of Women
Research Methodologies
Priority Sector Lending
Small Scale Industries
Lending to Agro-based Industries
Leadership Issues
Management of NPA
Participatory Banking

Programmes on Strategic Planning, Management and Control
Bank Branch Management
Management audit
Planning Organizational Change
Organizational Diagnosis
Turn-Around Strategies
Delegation of Powers
Managing Organisational Change
Effective Management
Basel Framework
Capital Adequacy
Values and Ethics
US-GAAP Standards
Vision Plan

TRAINERS’ TRAINING PROGRAMMERS are meant for developing the trainers in the training institutions of individual banks, the trainers being operational bankers who per form the trainer’s role only for a short period of 3-5 years. Hence they need to be oriented quickly to perform the role. Besides general teaching skills, the function-specific programmes are designed and conducted from time to time.
Faculty Development Programme
Trainers’ Training Programme on Rural Financing
Programme on Personal Growth for Trainers
Programme on Evaluation of Training
Programme on Bank Marketing and Market Research for Trainers
Credit Management Programme for Trainers
People Management
HR Skills
Updating Trainers on Latest HR Tools and Techniques

NATIONAL
Programme on Forestry and Rural Development
Maharasthra Rural Credit Project – Banking with People’s Participation
Programme on Implementing Quality Circle
Implementing Performance Appraisal System
Programme on Human Resource Management
Teaching Methodology
Programme for Trade Union Leaders
Programme on Managing Human Potential for Organizational Resurgence
Programme on Effective Leadership
Programme on Marketing Management
Workshop on Conducting Customer Service Studies & Rating of Branches in Terms of Customer Satisfaction
Programme in Implementation of Citizen Charter and Improving Customer Service
Programme on Managing Fully Computerised Branches
Programme on Y2K Compliance
Management Development Programme
Executive Development Programme
Programme in Basle Committee Reports
Workshop on Turnaround Strategies
Workshop on Credit Appraisal and Management
Programme in Asset-Liability Management
Programme on Foreign Exchange Operations